Wednesday, September 25, 2013

Financial - Why I joined this business

Financial - Why I joined this business

As days passed by, we are facing with lots and lots of responsibilities. Before this, when I was a student, my responsibility was only to study and I was lucky enough to be given a 8-year scholarship. Alhamdulillah, one thing that I got off my mind. Looking at a few friends of mine, they were not lucky enough like me. They had to work on top of being in school from 8 am to 6 pm and yet, they can still score!

Then before getting married,my responsibility changed. Apart from working and this was the time where financial matter came into the picture. I had to put aside a lump some of money to finance my wedding after 2 months of working. Alhamdulillah, I have my parents to help me out with the majority of the matter. But, being fresh graduate and only started working for 2 months, it was difficult for me. Syukur, alhamdulillah, the wedding went smoothly and it was beautiful as I expected.

1 month and the half after getting married, Mr. Afif and I got to know that we were pregnant. I was excited but we know deep in our heart, there is one thing that really bother us - MONEY, FINANCIAL problem. How to cope with the hospital bills? How to bring up a child with not enough resources? Moreover, nowadays, baby's stuff are not cheap! We listed down what are our responsibilities and I bet, these are not it and definitely, it is going to expand!



This is the break down :


As for now, we are living with my parents and most of the utilities are being paid by them. The others in red those that I have not started doing so. For example, our future house? How long we are going to stay under my parents roof although there is a few extra rooms in the house? Same goes to my personal car, how long I want to use my mom's car in order to go to work? That is not fair for them, right? When little munchkin is here, we will have to start saving for his/her future. As for now, my priority goes to my pregnancy, hospital bills which I did not put it in the list and to be honest, I have not done any shopping unless it is a necessity.  I would really like to repay my parents a bigger sum than what I am giving them now in order to show my appreciation. 

A few weeks ago, I read an article that was shared on facebook which highlights the pain that us middle class citizen are going through. Go ahead and read it. I think what the article said was true. We are stuck in the middle - extra qualified to be helped and at the same time, not having enough money to buy what ever we want. 

This is one of the reason that I joined the business - helping Mr. Afif out in sense of financial. I just pity him, he works so hard everyday going to work at 7am and comes back at 7pm. He supports me every kind of way - physically (since I'm pregnant), emotionally etc. and at the same time, I want to help him out. 

If you are in the same position as I am, feel free to PM/whatsapp/call at me to join be in this journey to help our spouses and family in order to have better life in sya Allah. An effort that in sya Allah that will bring us greater things - knowing new people/partner in business, extra income, opportunity to travel, to be supported by our GLAM members and also, BEAUTIFUL CIRCLE members.



Beautiful Circle members in Seoul, Korea!
GLAM (Green Leaders Academy Malaysia)
GLAM members who went to Seoul, Korea.

Contact me
Dhirah  
012-387 5486
dhirah.ab@gmail.com

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